Principal and interest
Interest only
Interest rate
Comparison rate
no offset
Comparison rate
with offset
Interest rate
Comparison rate
no offset
Comparison rate
with offset
Instant decisions, great rates.
Variable
3.57
% p.a.
3.58
% p.a.
3.70
% p.a.
5.22
% p.a.
3.94
% p.a.
4.06
% p.a.
Fixed
1 years
3.59
% p.a.
3.58
% p.a.
3.70
% p.a.
4.72
% p.a.
3.89
% p.a.
4.01
% p.a.
Fixed
2 years
3.64
% p.a.
3.59
% p.a.
3.71
% p.a.
4.78
% p.a.
3.98
% p.a.
4.10
% p.a.
Fixed
3 years
3.84
% p.a.
3.82
% p.a.
3.94
% p.a.
4.82
% p.a.
4.07
% p.a.
4.18
% p.a.
Fixed
4 years
4.36
% p.a.
4.00
% p.a.
4.12
% p.a.
5.32
% p.a.
4.31
% p.a.
4.42
% p.a.
Fixed
5 years
4.46
% p.a.
4.08
% p.a.
4.20
% p.a.
5.32
% p.a.
4.41
% p.a.
4.52
% p.a.
Variable
3.91
% p.a.
3.92
% p.a.
4.04
% p.a.
3.99
% p.a.
3.92
% p.a.
4.04
% p.a.
Fixed
1 years
3.84
% p.a.
3.91
% p.a.
4.03
% p.a.
4.04
% p.a.
3.93
% p.a.
4.05
% p.a.
Fixed
2 years
3.89
% p.a.
3.91
% p.a.
4.03
% p.a.
3.89
% p.a.
3.91
% p.a.
4.03
% p.a.
Fixed
3 years
3.89
% p.a.
3.91
% p.a.
4.03
% p.a.
3.99
% p.a.
3.94
% p.a.
4.05
% p.a.
Fixed
4 years
4.46
% p.a.
4.10
% p.a.
4.22
% p.a.
4.90
% p.a.
4.24
% p.a.
4.35
% p.a.
Fixed
5 years
4.56
% p.a.
4.18
% p.a.
4.30
% p.a.
4.90
% p.a.
4.31
% p.a.
4.42
% p.a.
TIC:TOC Products
CO:LAB Products
Variable
P&ILIVE IN
3.58
% p.a.
Interest
3.58
% p.a.
Comparison
Your repayments
$1,000
/ monthly

Legal things about our rates. No tricks.

Our rates are current as of 30 November 2018; available to all home loans approved on or after this date, and they can change. Our comparison rates are calculated for a $150,000 loan over 25 years. They factor in our fees associated with applying for the loan; our ongoing fees and our fees associated with leaving the loan. Our fixed and variable interest only loans roll to a variable principal and interest rate at the end of the fixed term. These rates are:
Product
Roll-to Rate
Live-in fixed 1 and 2 year loans
3.57% p.a.
Live-in fixed 3, 4 and 5 year loans, and variable interest only loans
3.80% p.a.
Investment fixed and variable interest only loans
3.91% p.a.
WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.