Rates & Fees

Find the loan that's right for you.

Principal and interest
Interest only
Interest rate
Comparison rate
no offset
Comparison rate
with offset
Interest rate
Comparison rate
no offset
Comparison rate
with offset
Co:Lab LogoInstant decisions, great rates.
Interest rate
Comparison rate
no offset
Comparison rate
with offset
Interest rate
Comparison rate
no offset
Comparison rate
with offset
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Your deposit
Variable
Accountant VerifiedP&ILIVE IN
Interest
Comparison
TIC:TOC Products
This loan is funded by La Trobe Financial, so their lending criteria will apply.
CO:LAB Products
Your repayments
$1,000
/ monthly

Legal things about our rates. No tricks.

Our rates are current as of 5 July 2019; available to all home loans approved on or after this date, and they can change. Our comparison rates are calculated for a $150,000 loan over 25 years. They factor in our fees associated with applying for the loan; our ongoing fees and our fees associated with leaving the loan. Our fixed and variable interest only loans roll to a variable principal and interest rate at the end of the fixed term. If the interest only period is not specified, the comparison rate is calculated on a one year period. These rates are:

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Product Roll-to Rate
Live-in fixed P&I loans 3.17% p.a.
Live-in fixed and variable interest only loans 3.40% p.a.
Investment fixed and variable interest only loans 3.56% p.a.