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Express Interest
Location - Adelaide CBD

 

the world's first instant home loan

 

Apply online, get approved online, then sign on the dotted line. In just 22 minutes, your home is yours.

 

Tic:Toc is a new and savvy financial services company with its headquarters in Adelaide, South Australia.  Having built a greenfield digital financial services platform, Tic:Toc has already changed the way Australians access their home loans for the better. 

 

As a world first, Tic:Toc remains relentlessly focussed on providing the best possible customer experience. 

 

 

meet the tockers


Every day we solve problems. We relish new ideas and fresh thinking. 

 

We reward passion and potential.  

 

We make time. Time for our customers and time for each other.

 

 

our roles 

 

information technology

  • Developer
  • Tester
  • Technical Business Analyst
  • Web Designers
  • Systems Architect
  • Systems engineer / Systems Administration Infrastructure

marketing and communications

  • Social Scientist
  • Marketer
  • Communications and PR
  • Digital Designer
  • Social Media Manager

Experience and Information

  • Business Analyst
  • Data Scientists
  • Product Development / Project Manager

Credit and Operations

  • Customer Hub / Home Loan Specialists
  • Credit Assessors

Coporate

  • People and Culture
  • Finance
  • Project Management / Continuous Improvement

 

we seek

 

We love financial services and home lending backgrounds as it aids with understanding and helps to hit the ground running, but we also seek a mix of skills and experience.

 

We recruit to our values, regardless of the role :

 

time to build good bonds

  • emotionally connected 
  • highly collaborative and productive 
  • associate ideas in unusual ways
  • can connect unrelated things
  • dedicated to team
  • don’t expect to start at the top, be patient, spend time being curious and learning

time to be human

  • emotional mature (heightened sensitivity)
  • sense of humour
  • little tolerance for boredom
  • insatiable curiosity
  • works well under pressure, this can come out in an interview (our interviews are pretty tough)
  • feels comfortable sharing who they are

time to be transparent

  • explore options
  • offer divergent thinking
  • uninhibited in expression
  • diversity of thought through diverse teams
  • ask questions and don’t be afraid to debate

time to take responsibility 

  • delight in change
  • intellectual playfulness
  • willing to take risks
  • value independence
  • dependable
  • attention to detail

we make time

  • tells well constructed stories
  • consistent personal values
  • straightforward and consistent
  • ethical and honest
  • teach and learn and share

 

what next...

 

Follow us on social media - to hear about vacancies.

 

If you love us, and think you are a match submit your resume and and tailored cover letter that tells us what role you are seeking and gives us a good understanding of who you are and why you would like to work with Tic:Toc.

 

This needs to be tailored, specific and genuine.

 

We want to make the time to respond to your genuine interest, so no generic applications please.

 

 

questions?

 

please email us at: recruitment@tictochomeloans.com


Apply now
Permanent position/s - Adelaide, SA

the position

 

Looking for an opportunity to stretch your wings? Would you like to be part of the evolution of the financial services industry.

 

As a credit assessor at Tic Toc you get to play with the latest in digital application processes, and we think that is pretty cool. Being part of an organisation that is ahead of the curve is exciting and you can be part of it.

 

Tic:Toc is looking for experienced Credit Assessors to join our growing operations team.

At Tic:Toc credit assessors and home loan specialists work together to ensure the best customer experience and leverage the growth opportunities that working together and building good bonds creates. 

 

Not just number crunches, you will be involved in all facets of the operations team from assisting customers with their home loan product queries and application assessment, through to testing the platform and policies as part of a team that is continuously improving. 

 

This role offers a unique opportunity for passionate credit experts who are looking for a new challenge.  Whilst the core requirement of your role is that you will be responsible for assessing residential mortgage applications and making sound credit decisions in accordance with our policy guidelines, this is done in a whole new way and with this role comes the opportunity to help shape how the operations team functions both today and in the future. 

 

We would like to meet with people with a range of levels of experience in credit assessment.

 

the successful candidate

 

To be considered for this position, you will:

  • Have a passion for providing exceptional customer experiences
  • Hold a Certificate IV in Finance and Mortgage Broking (or be willing to obtain one);
  • Have a minimum 2+ years of experience in residential mortgage lending;
  • Knowledge of all relevant regulatory requirements;
  • High attention to detail;
  • Dedicated team player with a positive attitude;
  • Demonstrated ability to learn new practices and procedures;
  • Relish the challenge of using technology can be used to disrupt existing business practices;
  • Have excellent written and verbal communication skills.

 

about Tic:Toc

 

The World's First Instant Home Loan™.

 

Tic:Toc is a new and savvy financial services technology company with its headquarters in Adelaide, South Australia. We have built a greenfield digital financial services platform that has revolutionised the home loan industry.

 

Since launching in July 2017, we’ve been delivering our world-first offering directly to Australian home buyers and owners. However, with growing demand and interest in our platform, we are currently evolving our business strategy and building partnerships with other organisations, to offer a better home loan experience via additional channels, to more Australians.           

 

We relish ‘good different’.  We solve everyday problems having re-imagined complex solutions in unexpected, yet simple, ways.  We relentlessly focus on providing the best digital customer experience possible.

 

You will find an environment waiting for you that is relaxed, friendly and a lot of fun. We are passionate about what we do and it shows.

 

salary

 

A market rate salary will be offered.

 

job offer

  • using cutting edge technologies to disrupt traditional assessment techniques whilst upholding responsible lending practices. We focus on our customer, not on sales 
  • exciting digital brand
  • making the complex simple
  • a different way of working
  • fun working culture - we make time
  • central Adelaide location with good public transport links

 

We are happy to discuss the opportunity of offering employment on a part time or full time basis.

 

The team is growing as we embark on the next stage of our strategic growth, with not only providing home loans through Tic:Toc, but also with a range of strategic partners

 

We are open for the extended hours, which are Monday to Friday 7:30am - 6:00pm and Saturday and Sunday 8:30am - 4:30pm. Our Home Loan Specialists are rostered to work shifts over the weekend and these extended hours.

 

The successful candidate will be required to undergo screening checks in accordance with financial services best practice.

 

If you have any questions, please email them to recruitment@tictochomeloans.com

 

This opportunity is not to be missed.

 


Apply now
Permanent full-time position

the role

 

Are you a Software Development Guru?

  • Do you love creating awesome, innovative customer experiences?
  • Do you love solving problems and architecting solutions?
  • Do you have a keen eye for detail?
  • Do you love to collaborate to solve problems?

If so, please apply for this role.

 

The role is a Front-End Developer. This role works closely with the Development Manager, Solution Architect, Developers, Business Analysts and Quality Assurance team to help deliver high quality cutting edge financial services experience.

 

The role will focus on development in high value areas of the business including the web, integration, customer relationship management and credit decisioning platforms. The successful candidate will be responsible for software analysis, design, development, documentation, defect resolution, and implementation of the components for the associated software applications, adhering to development standards and best practices in an agile world.

 

More specifically, the responsibilities will include:

 

Development

  • Working with subject matter experts in the development team and business to build and refine components in our solution.
  • Creating robust and flexible software solutions using the latest front-end technologies.
  • Integrating with middleware / ESB and backend services.
  • Assist with configuring, integrating, and supporting C.O.T.S packages.
  • Deploying the solution to quality assurance environments and resolving defects discovered during testing.
  • Creating and maintain supporting documentation.
  • Other software development responsibilities as required.

Continuous Improvement

  • Proactively identifying opportunities for generating workplace innovation and continuous improvement.
  • Assist the Development Manager and the Solution Architect build out Software Development Lifecycle processes to help the team continually improve.

the person

 

Above all else - enjoys a challenge and understand that in a start-up the key to successes is being self-motivated, collaborative and jumping at the chance to pitch in to get the job done.

 

Key candidate criteria

  • 3+ years of experience working in software development, with a focus on solution design and frameworks.
  • Tertiary Qualifications in Computer Science or IT related field.
  • Understanding of SOA with knowledge of integration technologies like XML, SOAP, XSLT, JSON, RESTful web-services.
  • Strong experience with JavaScript frameworks including JQuery, React / Redux, Typescript.
  • Strong experience with HTML5, CSS and associated tooling.
  • Strong experience creating software from mockup designs provided by applications such as Photoshop and Invision.
  • Experience in .NET, C#, MVC, SQL Server, Unit Testing and Messaging highly regarded.
  • Experience working in Agile development environments.
  • Effective at user story writing and converting business requirements into technical detail.
  • Experience using Agile development tools like JIRA, Confluence, Bitbucket, Bamboo.
  • Practical knowledge of CRM tools such as Microsoft Dynamics.
  • Exposure to Financial services systems and processes will be highly regarded.
  • Comfortable thinking on your feet and working through ambiguity.
  • Excellent technical, written, and verbal interpersonal communication skills, with a positive attitude and enthusiasm for continuous improvement.
  • Whilst not critical, you may also have experience with CMS platforms such as Umbraco and integration of analytics platforms.

Our application landscape is broad, it includes the below key technologies:

  • Windows Server and Linux enviroments
  • Microsoft SQL Server 2012/2016 and / or other SQL frameworks
  • JAVA and .NET Core Frameworks
  • Mono and Micro API services delivered via an enterprise service bus
  • Financial decisioning systems and CRM
  • Many data augmentation services delivered via SaaS (API’s)
  • Data Science suite (R and Shiny)
  • Atlassian’s suite of applications

Other Capabilities:

  • Someone who can live and embrace our company values (tictochomeloans.com/work-with-tictoc).
  • Can demonstrate a passion for the opportunity that working with tic:toc offers.
about Tic:Toc

Since launching in July 2017, we've been promising to give back time to Australian home buyers. This is a world-first offering and we are growing fast, so we need help to do this well.

 

However, with growing demand and recognition from the market in our business and platform by H2 Ventures 2017 Fintech 100 – Leading Global Fintech Innovators and many other sources (tictochomeloans.com/newsroom), we are currently evolving our business strategy and building partnerships with other organisations, to offer a better home loan experience via additional channels, to more Australians

 

As a digital platform, we continually seek best practice in business strategy and partnerships.

 

As a values based business, we ensure we make time to deliver the best product to our customers by making time for ourselves and for our business. 

 

We relish 'good different'.  We solve everyday problems having re-imagined complex solutions in unexpected, yet simple, ways.  We relentlessly focus on providing the best digital customer experience possible.

the salary

This position will offer a market rate salary and other benefits.

the job offer
  • Excellent technical environment.
  • Cutting edge technologies.
  • Exciting, growing digital brand.
  • Excellent working culture with engaged colleauges.
  • Beautiful warehouse style office in a central Adelaide location with good public transport links.
  • We do live our values: We make time: time to be transparent, time to be responsible, time to build good bonds and time to be human.
apply

Click on Apply and off you go.

 

Please ensure you tell us why this job appeals to you by providing us with a cover letter together with your resume. Help us to review your application by completing the screening questions.

 

If you are applying from interstate please be specific about your interest in the role and how you would manage a move to Adelaide.

 

Please forward any questions on the role to Tic:Toc on recruitment@tictochomeloans.com.

 

In accordance with financial services best practice employment is subject to successful employment screening, including criminal, ASIC and bankruptcy checks.


Apply now
permanent or permanent part-time positon - Adelaide, SA

 

 

 

the position

 

Tic:Toc is looking for an experienced Home Loan Specialist to join our growing operations team.

 

At Tic:Toc  home loan specialists and our credit assessors are embedded within the one team to facilitate the best customer experience and leverage the growth opportunities that working together and building good bonds creates. 

 

You will be involved in assisting customers with their home loan product queries and application assessment progress, through to testing the platform and policies as part of a team that endeavors to continuously improve. 

 

This role offers a unique opportunity for passionate home loan specialist who is looking for a new challenge. 

 

Whilst the core requirement of the role is providing assistance to customers via the telephone, email and chat, in accordance with our policies and products, this is done in a whole new way and with this role comes the opportunity to help shape how the operations team functions both today and in the future. 

 

We would like to meet people with a range of levels of experience in home lending and also people who wish to grow in the role.

  

the successful candidate

 

To be considered for this position, you:

  • Hold a Certificate IV in Finance and Mortgage Broking (or be willing to obtain one);
  • Have a minimum 2+ year of experience in residential mortgage lending / support;
  • Love providing standout service to customers and guiding them through our digital process;
  • Have detailed knowledge of all relevant regulatory requirements;
  • Have high attention to detail;
  • Dedicated team player with a positive attitude;
  • Demonstrated ability to learn new practices and procedures;
  • Relish the challenge of using technology to disrupt existing business practices;
  • Have excellent written and verbal communication skills.
  • Are able to manage multiple calls and chats, sometimes under time pressure and still keep your head.

about Tic:Toc

 

Since launching in July 2017, we've been promising to give back time to Australian home buyers. This is a world-first offering and we are growing fast, so we need help to do this well.

 

Tic:Toc is a new and savvy financial services technology company with its headquarters in Adelaide, South Australia. Along with Bendigo and Adelaide Bank as our key stakeholder, we have built a greenfield digital financial services platform and together, we have revolutionised the home loan industry.

 

We are now recognised as a global leader in our technology and speed in expert customer delivery (tictochomeloans.com/newsroom).

 

As a digital platform, we continually seek best practice in business strategy and partnerships.

 

As a values based business, we ensure we make time to deliver the best product to our customers by making time for ourselves and for our business. 

 

We relish 'good different'.  We solve everyday problems having re-imagined complex solutions in unexpected, yet simple, ways.  We relentlessly focus on providing the best digital customer experience possible.

 

 

remuneration

 

A market rate salary will be offered.

 

Employee share plan.

  

job offer

  • using cutting edge technologies to help customers acquire a home loan.  We focus on responsible lending practices. We focus on our customer, not on sales 
  • exciting digital brand
  • making the complex simple
  • a different way of working
  • fun working culture - we make time
  • central Adelaide location with good public transport links

This role is offered as a part-time opportunity. 

 

The team is growing as we embark on the next stage of our strategic growth, with not only providing home loans through Tic:Toc, but also for our partner Bendigo and Adelaide Bank.

 

We are open for the extended hours, which are Monday to Friday 7:30am - 6:00pm and Saturday and Sunday 8:30am - 4:30pm. Our Home Loan Specialists are rostered to work shifts over the weekend and these extended hours.

 

The successful candidate will be required to undergo screening checks in accordance with financial services best practice.

 

If you have any questions, please email them to recruitment@tictochomeloans.com

 

This opportunity is not to be missed.


Apply now
Permanent full-time position

 

 

the role

 

Are you a Software Development Guru?

  • Do you love solving problems and architecting solutions?
  • Are you a team player and love to collaborate to solve problems?
  • Are you passionate in delivering innovative and elegant products and solutions to our customers?
  • Are you up to mentoring existing team members in best practice software design principal and sharing your expertise and ideas?

If so please apply for this role.

 

The role is Senior Full Stack Developer.  This role works closely with the Development Manager, Solution Architect, Developers, Business Analysts and Quality Assurance team to help deliver high quality cutting edge financial services solutions.

 

The role will focus on development in high value areas of the business including the web, integration, customer relationship management and credit decisioning platforms. The successful candidate will be responsible for software analysis, design, development, documentation, defect resolution, and implementation of the components for the associated software applications, adhering to development standards and best practices in an agile world.

 

More specifically, the responsibilities will include:

 

Development

  • Working with subject matter experts in the development team to build and refine components in our solution.
  • Creating robust and flexible software solutions across the solution from front end, middleware / ESB and backend services with the development team.
  • Assist with configuring, integrating, and supporting C.O.T.S packages.
  • Deploying the solution to quality assurance environments and resolving defects discovered during testing.
  • Creating and maintain supporting documentation.
  • Other software development responsibilities as required.

Continuous Improvement

  • Proactively identifying opportunities for generating workplace innovation and continuous improvement.
  • Assist the Development Manager and the Solution Architect build out Software Development Lifecycle processes to help the team continually improve.
  • Provide mentorship to junior members of the team.
the person

Above all else - enjoys a challenge and understand that in a start-up the key to successes is being self-motivated, collaborative and jumping at the chance to pitch in to get the job done.

 

Key candidate criteria

  • 8+ years of experience working in software development, with a focus on solution design and frameworks.
  • Tertiary Qualifications in Computer Science or IT related field.
  • The candidate should have good skills in the software development lifecycle, messaging patterns, endpoint security, interfaces with internal and external applications, and database knowledge.
  • Strong understanding of SOA with knowledge of integration technologies like XML, SOAP, XSLT, JSON, RESTful web-services.
  • Knowledge of Enterprise Service Bus tools like MuleSoft, TIBCO, WSO2, JBOS.
  • Strong experience in .NET, C#, MVC 5, .NET Core, ASP.Net Azure, Java, SQL Server, HTML, JavaScript, Unit Testing, Messaging
  • Experience working in Agile development environments.
  • Effective at user story writing and converting business requirements into technical detail.
  • Experience using Agile development tools like JIRA, Confluence, Bitbucket, Bamboo.
  • Knowledge of automation test execution tools like Selenium.
  • Practical knowledge of CRM tools such as Microsoft Dynamics.
  • Exposure to Financial services systems and processes will be highly regarded.
  • Comfortable thinking on your feet and working through ambiguity.
  • Excellent technical, written, and verbal interpersonal communication skills, with a positive attitude and enthusiasm for continuous improvement.
  • Whilst not critical, you may also have experience with CMS platforms such as Umbraco and integration of analytics platforms.

Our application landscape is broad, it includes the below key technologies:

  • Windows Server and Linux enviroments
  • Microsoft SQL Server 2012/2016 and / or other SQL frameworks
  • JAVA and .NET Core Frameworks
  • Mono and Micro API services delivered via an enterprise service bus
  • Financial decisioning systems and CRM
  • Many data Augmentation services delivered via SaaS (API’s)
  • Data Science suite (R and Shiny)
  • Atlassian’s suite of applications

Other Capabilities:

  • Someone who can live and embrace our company values (tictochomeloans.com/work-with-tictoc).
  • Can demonstrate a passion for the opportunity that working with tic:toc offers.

Above all else - enjoys a challenge and understand that in a start-up the key to successes is being self-motivated, collaborative and jumping at the chance to pitch in to get the job done.

 about Tic:Toc

Since launching in July 2017, we've been promising to give back time to Australian home buyers. This is a world-first offering and we are growing fast, so we need help to do this well.

 

However, with growing demand and recognition from the market in our business and platform by H2 Ventures 2017 Fintech 100 – Leading Global Fintech Innovators and many other sources (tictochomeloans.com/newsroom), we are currently evolving our business strategy and building partnerships with other organisations, to offer a better home loan experience via additional channels, to more Australians

 

As a digital platform, we continually seek best practice in business strategy and partnerships.

 

As a values based business, we ensure we make time to deliver the best product to our customers by making time for ourselves and for our business. 

 

We relish 'good different'.  We solve everyday problems having re-imagined complex solutions in unexpected, yet simple, ways.  We relentlessly focus on providing the best digital customer experience possible.

the salary

This position will offer a market rate salary and other benefits.

the job offer
  • Excellent technical environment.
  • Cutting edge technologies.
  • Exciting, growing digital brand.
  • Great working culture - we make time.
  • Beautiful warehouse style office in a central Adelaide location with good public transport links.
apply

Click on Apply and off you go.

 

Please ensure you tell us why this job appeals to you by providing us with a cover letter together with your resume. Help us to review your application by completing the screening questions.

 

If you are applying from interstate please be specific about your interest in the role and how you would manage a move to Adelaide.

 

Please forward any questions on the role to Tic:Toc on recruitment@tictochomeloans.com.

 

In accordance with financial services best practice employment is subject to successful employment screening, including criminal, ASIC and bankruptcy checks.