What our customers are saying.



"Tic:Toc just appealed, the interest rate was right, and in the end, it was pretty much effortless."
Marc, SA
"Having a simple process that we could just do at our own pace in our own time was really good.”
Gavin, NSW
“I was out to dinner… and wanted to see if I could apply for a home loan and get it before our meals came out. And that’s what we did.”
Jon, SA
Awards? Tick, but we'll never rest on our laurels.
How it works.
The reviews are in.
Legal things about our rates. No tricks.

Our rates are current as of 30 November 2018; available to all home loans approved on or after this date, and they can change. Our comparison rates are calculated for a $150,000 loan over 25 years. They factor in our fees associated with applying for the loan; our ongoing fees and our fees associated with leaving the loan. Our fixed loans roll to a variable principal and interest rate at the end of the fixed term. If the interest only period is not specified, the comparison rate is calculated on a one year period.

These rates are:

Live-in 1 & 2 year fixed loans: 3.57% p.a.

Live-in 3, 4 & 5 year fixed loans: 3.80% p.a.

Investment fixed loans: 3.91% p.a.

PUT US TO THE TEST